If you’re looking for a card that offers cashback with no annual fee requirement, the Blue Cash Everyday Card from American Express is an excellent choice. This card comes with significant advantages for groceries, gas stations, and online shopping.
Furthermore, the card offers other benefits, which you can check out in this post. Stay tuned and get all the essential details!
Enhanced Travel Experience with Blue Cash Everyday
American Express provides a Global Assistance Hotline to support cardholders who are 100 miles away from home. This hotline has professionals ready to assist by phone with issues like lost passports, translation services, lost baggage, and medical or legal referrals in emergency situations.
Moreover, when you use the card for booking and paying for rental cars, you can count on insurance against losses and damages. It’s important to note that coverage varies based on the vehicle type and location, does not include liability coverage, and may not be available in certain countries.
Blue Cash Everyday Credit Card: Benefits
With the Blue Cash Everyday Card from American Express, after spending $2,000 on purchases within the first 6 months, you can receive a $200 credit and pay no annual fee.
Additionally, you can earn 3% cashback at US supermarkets, up to $6,000 in purchases per year (then 1%). You can also get up to 3% cashback on online purchases and 3% cashback at gas stations.
Furthermore, when you purchase a Disney bundle and spend $9.99 or more each month, you are eligible to receive a $7 monthly credit on your statement with your Blue Cash Everyday card.
What Are the Requirements for Getting the Blue Cash Everyday Card?
To obtain the Blue Cash Everyday credit card, you need to have an excellent credit score, typically defined as falling between 670 and 739.
However, it’s crucial to remember that your credit score is not the sole factor considered by American Express during the approval process for the Blue Cash Everyday card. Other elements are also evaluated, such as your payment history, credit utilization, and your income.
Therefore, even if your credit score is above 670, having a history of late payments or a low income can negatively impact your eligibility.
Given this, before applying for the Blue Cash Everyday card, be sure to assess your financial situation more comprehensively.
Is Blue Cash Everyday Worth It?
Without a doubt, the Blue Cash Everyday card is perfect for those who want to accumulate rewards without the need for an annual fee and typically allocate a significant portion of their household budget to groceries, gas stations, and online shopping at retailers.
On the other hand, if your most significant expenses do not align exclusively with groceries, fuel, and online shopping, it may be wise to explore other American Express card options that better suit your spending preferences.
