The Citi Custom Cash Card is an innovative credit option gaining traction in the world of finance, especially for those seeking a supplementary card for daily expenses.
One of its key advantages is the rewards program it offers to cardholders. Additionally, consumers can enjoy cashback benefits when making purchases. In this post, we’ve outlined the primary card details. Take a look!
Enhance Your Travel Rewards with the Citi Custom Cash Card
One of the perks of the Citi Custom Cash Card is the ability to accumulate points for early travel redemptions. If you already have another Citi credit card that earns points, you can take your rewards to the next level.
Through cards like the Citi Premier Card, which currently offers a 60,000-point bonus for new cardholders who spend at least $4,000 on purchases within the first three months of account opening, you can supercharge your travel rewards.
These points can be transferred to Citi’s diverse range of travel partners, expanding your redemption options and creating a more rewarding travel experience. With a comprehensive and varied array of partners, you can extract even more value from your rewards, making each trip an unforgettable experience.
Citi Custom Cash: Benefits
Generous Rewards ‒ Each billing cycle, the Citi Custom Cash Card provides rewards, including 5% cashback in select categories and 1% on all other purchases.
Introductory APR and No Annual Fee ‒ The introductory APR is 0% for 15 months, and there is no annual fee.
Welcome Bonus ‒ A $200 cashback welcome bonus is offered after spending $1,500 in the first 6 months.
Redeeming Your Rewards ‒ Rewards can be easily redeemed for cashback, gift cards, travel reservations, and other options.
Rewards Potential ‒ Average users can earn up to $560.72 per year, in addition to the welcome bonus. What’s the Requirement for
Obtaining the Card?
The Citi Custom Cash Card does not specify a minimum credit score as a requirement for approval, so there is no guarantee that a particular credit score will result in approval. However, based on estimates, a fair or higher credit score is likely to increase your chances of approval. Additionally, it’s worth noting that other factors, such as payment history, income, and overall financial situation, can also influence the approval decision for your Citi Custom Cash Card application. Therefore, maintaining a healthy financial profile is essential when considering applying for the card.
Is the Citi Custom Cash Card Worth It?
When selecting the Citi Custom Cash Card, it’s important to recognize that it may not be the ideal choice as your sole primary credit card. Maximizing your rewards requires careful attention to eligible spending categories. As a result, integrating the card into your portfolio of cashback cards, especially in conjunction with a card offering fixed rewards, can be a smart strategy to optimize your financial rewards. Consequently, its utility depends on your spending approach and the intention to maximize monthly rewards.
