With rewards in various spending categories, the American Express Blue Cash Preferred Card doesn’t charge an annual fee in the first year. After that, there’s an annual fee of $95.
Additionally, the card offers other benefits that can be checked out in this post. Keep up and stay informed!
Blue Cash Preferred Card Cashback
The Amex Blue Cash offers a range of advantages to optimize your personal finances. The card provides 6% cashback on groceries, 6% on selected streaming subscriptions, 3% on gas stations and US public transportation, and 1% on other eligible purchases. The cashback is received as redeemable reward dollars as a statement credit.
In the first year, there’s no annual fee, and after that, it’s $95. Additionally, there’s a 0% introductory APR for 12 months on purchases and balance transfers requested within the first 60 days of account opening, with a balance transfer fee of $5 or 3%, whichever is greater.
How to Maximize Amex Blue Cash Preferred Benefits
The cashback categories extend to authorized users, who are free. As such, one way to increase your rewards is to add family members to the account.
Furthermore, link your card to mobile wallets and set it as the default payment method for streaming services, public transportation, tolls, and parking to easily earn rewards.
Blue Cash Preferred Benefits Preferred Travel Benefits
Global Assist Hotline ‒ Traveling with confidence is essential, and the Amex Blue Cash understands that. Offering a service to coordinate and locate resources during travel emergencies, this benefit provides peace of mind, ensuring you’re not alone in unforeseen situations.
Preferred Car Rental Benefits
Rental Car Loss and Damage Insurance ‒ By using the card to pay for the rental car and declining the rental agency’s insurance, you gain secondary coverage, ensuring your rental vehicle is protected in case of accidents or damage.
Preferred Shopping Benefits
Return Protection ‒ Shopping with peace of mind is crucial. This benefit offers coverage for returns of up to $300 per item and up to $1,000 per year on qualifying purchases, providing financial security for your acquisitions.
Amex Offers ‒ Saving money is always an advantage, and with targeted Amex Offers available to cardholders, you can take advantage of exclusive discounts at a variety of establishments.
Other Preferred Benefits
Fraud Protection ‒ With limited liability of $0 for unauthorized transactions, you can rest assured that your finances are secure.
Pay It Plan It ‒ Financial flexibility is important, and this card offers the option to create payment plans for purchases in categories above or below $100, adapting to your needs.
In addition to these benefits, the Amex Blue Cash Preferred also offers a monthly credit of up to $84 on the Disney bundle, encouraging you to enjoy the magic of Disney. And for those concerned about health and well-being, a monthly credit of up to $120 is available when paying for an automatic renewal subscription to Equinox+ on equinoxplus.com.
Is the Blue Cash Preferred Card Worth It?
The American Express Blue Cash Preferred Card is an option worth considering. It offers an above-average reward rate. This card is particularly advantageous for families that spend a lot on groceries and transportation, with 6% rewards on supermarket purchases and 3% on gas stations and public transportation.
Therefore, make sure to assess your needs and spending habits before making a decision, but know that the Blue Cash Preferred can be an excellent choice for many consumers.
